Where the buyer acknowledges the assignment and pays the financier, it is the buyer’s obligation you capitalize — not the supplier’s. The same capital supports several times the lending. You run the credit decision; we provide the rails.
Finance a supplier’s invoice and the exposure you book is an exposure to the supplier. Where the buyer acknowledges the assignment and is directed to pay you, it is the buyer’s obligation you capitalize instead. Same goods, same invoice, same payment date.
We work through the capital treatment directly with treasury and risk teams. The demonstration environment and the supervisory node are available for inspection.
Tamwheel sources and verifies receivables, then makes them divisible — so you can evaluate, fund, and settle through a single platform, individually or alongside other funders.
Every receivable is checked for validity and ZATCA-compliance before it reaches you — qualified origination, not raw leads.
Divisibility lets you fund a whole receivable or a share of it — and syndicate larger ones across multiple funders on-platform.
Divisible positions make ownership and assignment auditable end to end — clarity on exactly what you hold.
Assignment of proceeds — by platform rule where applicable — routes buyer payment to you at settlement.
Tamwheel is the platform — we verify receivables, make them divisible, and facilitate the transaction. We don't make credit decisions or guarantee any seller or buyer. The funding decision, the terms, and the risk assessment are entirely yours.